True revenue, positions, and 27 fraud signals included. No credit card.
Stop reading PDFs.
Start underwriting.
Parse any statement — 900+ bank formats, structured in <3s.
Get true revenue, existing positions, and a graded financial scorecard.
Screen every file with 27 fraud signals.
With an API developers love.
No credit card required.
Built by MCA operators · Fraud models trained on 1M+ documents · Recognizes 100+ MCA funders
From inbox to underwriting decision in three steps
Drop statements here
PDF, CSV, XLS, images · 50MB
Upload or forward
Drag in PDFs, batch-upload, forward statements to your ClearStaq inbox — or have them flow in automatically from your CRM or LOS via integration. 900+ bank formats, scanned or digital.
Analyzed in seconds
Every file parsed and screened at once: fraud signals, true revenue, MCA positions with withhold %, and a graded scorecard.
Decide and sync
Review the scorecard, share with your team, and push structured data to Salesforce, your LOS, or anywhere via API.
Core Capabilities
Everything an underwriter needs, computed from the statements
Parsing, fraud, true revenue, positions, and scoring — one upload, one platform, one API call.
Extracted Data
Instant PDF parsing
Upload any bank statement and get structured data in seconds. 900+ bank formats, 99.5% accuracy.
Learn moreFraud detection
27 signals in two layers catch PDF manipulation, font tampering, metadata anomalies, and balance math that doesn't add up — each one explained in plain English.
Learn moreTrue revenue & positions
Transfers and advance money stripped out; existing MCA positions named with withhold % and paid-to-date.
Learn moreFinancial scorecard
A weighted grade across 7 dimensions with strengths and weaknesses spelled out in plain English.
Learn moreDeposit regularity
13 deposits/mo
Revenue consistency
±19% swing
Source diversity
Top payer 91%
Income verification
Deposit regularity, revenue consistency, and source concentration — each check scored and labeled.
Learn moreNative integrations & API
Salesforce bidirectional, QuickBooks, Zapier and 50+ platforms. Plus a REST API with HMAC-signed webhooks.
Gross deposits
$148,200Internal transfers
−$22,400Lender deposits
−$35,000Refunds & reversals
−$3,150Detected MCA positions
OnDeck Capital
monthly $3,463.50 · 2.6% withhold · $13,854 paid to date
Other MCA — pattern detected
weekly $1,653.85 · 8.1% withhold · $43,000 paid to date
See what the merchant actually makes — and who's already debiting them
Gross deposits lie. ClearStaq strips out transfers, lender money, and reversals to show true revenue — then names the funders already in the file, with estimated factor rates and remaining balances. Size the deal off reality, not the headline number.
Catch tampering before you fund
Feel confident with 27+ fraud signals analyzing every statement. Detect PDF manipulation, font inconsistencies, and suspicious transaction patterns before making lending decisions.
95%+
Detection rate
<3%
False positives
27
Fraud signals
PDF Metadata Mismatch
Creation tool inconsistent with bank template
Font Manipulation
12 fonts detected, expected 4 for this bank
Round Number Pattern
8 deposits of exactly $5,000.00
The Math
One caught fraud pays for years of ClearStaq
$75K
the average fraudulent MCA deal
Industry estimates put fraud at 5–10% of MCA submissions. Manual review catches about half of it.
Every file that slips through costs $50K–$200K. Every file you review by hand costs 30–45 minutes while the merchant funds with whoever answers first.
What does one funded fraud cost you? ClearStaq pays for itself the first time it catches one.
Built for the people who read statements for a living
Whether you broker deals, fund them, or reconcile the books afterward — ClearStaq reads the file, catches the fraud, and hands you the answer.
ISO Brokers — close more deals, kill less time
The merchant funds whoever answers first. Send clean, pre-screened packages to funders in minutes while the competition is still on page three of a PDF.
Submission queue
Acme Corp
Risk 2 · LOW
XYZ Trucking
3 positions found
Blue Cafe LLC
Edited statement
MCA Funders — underwrite smarter, sleep better
Screen every submission for fraud, stacking, and true revenue before a dollar moves. Scale deal flow without scaling headcount — or risk.
CPAs & Accountants — tax season without all-nighters
Client statements parsed and categorized instantly, exported straight to QuickBooks and Xero. Months of manual entry become an afternoon.
This is what your underwriter sees
True revenue, MCA positions, fraud checks, and a graded scorecard — computed from the statements.
Overall Risk Score
2 · LOW
Est. Monthly Revenue
$52,952/mo
MCA Positions
3 detected
FAQ